1. Entity Identity & Platform Status
Eligify is a technology Neo Banking platform owned and operated by Techlift Digital, a registered company headquartered at No. 51/25, Netta Muthiyalkhan Street, Ayanavaram, Chennai - 600023, Tamil Nadu, India.
Non-Banking Entity Notice:
Eligify is not a bank or Non-Banking Financial Company (NBFC). Eligify acts solely as a technological facilitator enabling users to access digital financial products provided by licensed financial partners.
2. Partner Financial Institutions
Underlying banking products and credit facilities offered via Eligify are originated, underwritten, and serviced directly by partner institutions:
Savings & Deposit Partners
RBI-Licensed Scheduled Commercial Partner Banks
Credit Lines & Card Underwriters
RBI-Registered Non-Banking Financial Companies (NBFCs)
3. Rate & Interest Disclosures
- Savings Interest Yields: Up to 7.50% p.a. daily compounding on qualified balance tiers.
- Virtual RuPay Credit Cashback: Up to 1% instant cashback on merchant UPI transactions.
- Commercial Lines: Pre-approved credit lines up to ₹1 Crore subject to partner NBFC credit evaluation.
4. Nodal Nodal Grievance Contact
For statutory escalations regarding digital lending guidelines or partner bank services:
