The all in one
finance platform
you’ve been looking for
Operating in partnership with RBI-licensed scheduled partner banks and registered third-party NBFC lending institutions.
Up to 7.50% p.a.
Daily compounding savings
Core Offerings
Financial features designed around your eligibility.
High-Yield Savings
Earn Up to 7.50% p.a. daily interest compounding on your savings account with zero minimum balance fees.
Virtual RuPay Cards
Scan and pay on any UPI merchant QR code with Up to 1% Instant Cashback deposited straight into your vault.
Commercial Credit Lines
Pre-approved working capital lines up to ₹1 Crore for MSMEs, underwritten directly by RBI-registered partner NBFCs.
The all in one finance platform you’ve been looking for
Eligify brings high-yield returns, instant UPI liquidity, and commercial business credit together into one intuitive, 100% digital experience.
Up to 7.50% p.a. Savings Interest
Your money works continuously for you. Interest is calculated and compounded daily on your balance tier, with 100% 24/7 liquidity whenever you need access to your capital.
Pre-Approved RuPay Credit Lines
Link your pre-approved credit line directly to any UPI app. Enjoy seamless contactless payments anywhere, plus earn up to 1% real cash credit on every merchant swipe.
Pre-Approved Working Capital & Business Credit
Access working capital lines up to ₹1 Crore for MSMEs and corporate payout rails underwritten directly by RBI-registered partner NBFCs with instant digital drawdowns.
RBI Regulated Partner Infrastructure
Your funds are secured directly by licensed Scheduled Commercial Banks with DICGC insurance up to ₹5 Lakh per account. Protected with 256-bit military encryption.
Earn significantly higher returns on your liquid balance
Zero physical paperwork, zero branch visits required
No hidden fees, no monthly account maintenance charges
Ready to Upgrade Your Financial Intelligence?
Join early access members unlocking high-yield savings, instant UPI credit, and automated wealth management on Eligify.
Frequently Asked Questions
Everything you need to know about Neo Banking, Eligify platform safety, partner bank roles, and yield terms.
